Is Your Partner Cheating on You Financially?

You are sitting across from your partner and looking at them for an answer? What answer could that be a this time? Well, as it turns out you were doing the wash and receipts fell out of your partner's pants and you had no idea he/she was spending money on the things on that receipt. You could not help wondering if your partner is cheating on you financially?

How would this affect you? Do you have separate checking accounts? Do you balance the check book together? How much do you know about the finances? Who pays the bills? If all of this is a mystery to you then its time to sit down and talk about finances. Finances are one of those taboo topics in a lot of relationships and it should be talked about on a regular basis. In talking about it these are the topics that should be addressed:

1. Who pays the bills? Is the bill paying done by your partner? Do you spend money and have no idea how it gets paid? Do you know if there is enough money in your account to pay the bills? If any of this relates to you, then you need to sit down with your spouse/partner and go over the bills each month. Yes, it is easier to think it just gets paid but there needs to be awareness of where your money is going each month.

2. Separate or joint checking accounts? When you decided happily ever after did you also decide where you would keep your money. His/her bank or yours? Separate or joint or both? This is a personal choice and there is no one answer here. I believe if you are truly a couple then you should have a joint account, but each couple to itself. Bottom line on this one, if you have joint accounts or individual then you need to know what is going on in those accounts. Even if you have a joint account, you need to follow the money and monitor how much comes in and out each month.

3. Receipts - Bills add up, lunches, gas, coffee, date nights, where is the money going. Who is figuring out who spends more, how it is spent and if there is enough to spend. Do you have a budget? If so, do you stay within your budget? If you do, hooray for you, if you do not then that needs to be discussed with your partner.

All said and done, if you think your partner is cheating on you financially, then you need to talk about it with them. Become more involved in your families' budget and stop guessing all the time. We are here to help if you feel your partner is cheating on you financially or in any other aspect of your life.

If you have any further questions or comments on this article please either contact Jennifer@facetofacetherapy.com or go to my website facetofacetherapy.com.